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Fire Dwelling/House Insurance Insurance protection covers building (excluding foundation), furniture, decoration, fixtures and fittings and household utensils for the damage caused by the following:
- Fire
- Lightning (including loss or damage to electrical appliances and equipment caused by short circuit arising from lightning).
- Explosion
- Loss or damage to insured property including fence, wall and door caused by impact and/or collision of vehicle or elephants, horses, cows or buffaloes. The company is not liable for loss or damage to insured property caused by impact and/or collision of vehicle or horses, buffaloes of the insured or any member in the insured’s family residing with the Insured or other persons in the course of employment or by the order of the insured.
- Aircraft and falling objects from aircraft.
- Water damage (including flood) arising from the accidental discharge, leakage or overflow of water or steam from water pipes, water tanks, heating system, cooling system, air-conditioning system, water pumps including rain water entering into building through damaged roofs, windows, doors, window-frame, door frames, ventilating channels, skylights, water pipes or gutters. This does not include the following:
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a. Damage from overflow water, flood or seepage of water through walls, foundations or floor. b. Clearance of drainage, breakage or leakage of underground waterworks systems or underground hydrants which have their main pipes outside the insured premises or from sprinkler leakage. |
Coverage is extended to rent of temporary accommodation according to conditions of the policy). Coverage may be extended to include perils such as flood, storm, earthquake, electrical appliance by paying additional premiums. |
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Burglary Insurance Insurance protection covers loss or damage of insured property such as office equipment, decoration, furniture, trade stock against loss as a result of burglary. There are 3 kinds of coverage:
1. against burglary with forcible entry. 2. against burglary with forcible entry, robbery and gang robber. 3. against burglary, robbery and gang robbery.
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Golfer’s Indemnity Insurance We offer insurance protection to cover accident occurred while practicing or playing golf for - third party - insured - golfing equipment
Limit of Liability :
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Limit of Liability |
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1.Third Party
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- Bodily injury or loss of life - Loss or damage to property |
Not more than 500,000 Baht / each accident
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2.Insured
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Loss of life or Total Permanent Disability
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Not more than 200,000 Baht
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3.Golfing equipment
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Loss or damage to golf club and golfing equipment
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Not more than 3,000 Baht / 1 golf club Not more than 20,000 Baht per loss or damage and through period of insurance.
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4.Special Bonus for Hole in One for
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Golf tournament
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15,000 Baht / time / year
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Others
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10,000 Baht / time / year
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Coverage is within the kingdom of Thailand. |
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Personal Accident Insurance Insurance protection covers 24 hours worldwide whether you are on duty traveling, exercising, playing sport or resting at your place.
Main coverage 1. Death For death of the insured caused by an accident, we will indemnify 100% of the sum insured. 2. Loss of limbs, sight, finger, hearing and speech. We will  indemnify according to the compensation table. 3. Total Permanent Disability The insured has become permanent disabled consecutively not less than 12 months from the date of accident. 4. Medical Expenses For medical and nurse expenses within 52 weeks after the date of accident, the company will indemnify the actual amount of expenses per receipt, not exceeding limit of liability. (Limit of medical expense can be purchased but not exceeding 10% of the insured amount.) 5. Additional Coverage whilst riding or driving motorcycle. |
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