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Fire Dwelling/House Insurance
Insurance protection covers building (excluding foundation), furniture, decoration, fixtures and fittings and household utensils for the damage caused by the following:
  • Fire 
  • Lightning (including loss or damage to electrical appliances and equipment caused by short circuit arising from lightning).
  • Explosion
  • Loss or damage to insured property including fence, wall and door caused by impact and/or collision of vehicle or elephants, horses, cows or buffaloes. The company is not liable for loss or damage to insured property caused by impact and/or collision of vehicle or horses, buffaloes of the insured or any member in the insured’s family residing with the Insured or other persons in the course of employment or by the order of the insured.
  • Aircraft and falling objects from aircraft.
  • Water damage (including flood) arising from the accidental discharge, leakage or overflow of water or steam from water pipes, water tanks, heating system, cooling system, air-conditioning system, water pumps including rain water entering into building through damaged roofs, windows, doors, window-frame, door frames, ventilating channels, skylights, water pipes or gutters. This does not include the following:
      a. Damage from overflow water, flood or seepage of water     through walls, foundations or floor. 
    b. Clearance of drainage, breakage or leakage of underground     waterworks systems or underground hydrants which have     their main pipes outside the insured premises or from     sprinkler leakage.
Coverage is extended to rent of temporary accommodation according to conditions of the policy).  Coverage may be extended to include perils such as flood, storm, earthquake, electrical appliance by paying additional premiums.

Burglary Insurance
Insurance protection covers loss or damage of insured property such as office equipment, decoration, furniture, trade stock against loss as a result of burglary. There are 3 kinds of coverage:

1.  against burglary with forcible entry.
2.  against burglary with forcible entry, robbery and gang robber.
3.  against burglary, robbery and gang robbery. 

Golfer’s Indemnity Insurance
We offer insurance protection to cover accident occurred while  practicing or playing golf for
-  third party
-  insured 
-  golfing equipment 

Limit of Liability :

Coverage               Limit of Liability

1.Third Party

- Bodily injury or loss of life
- Loss or damage to property

Not more than 500,000 Baht / each accident

2.Insured

Loss of life or Total Permanent Disability

Not more than 200,000 Baht 

3.Golfing equipment

Loss or damage to golf club and golfing equipment

Not more than 3,000 Baht / 1 golf club
Not more than 20,000 Baht per loss or damage and through period of insurance.

4.Special Bonus for Hole in One for

Golf tournament

15,000 Baht / time / year

Others

10,000 Baht / time / year

Coverage is within the kingdom of Thailand.
Personal Accident Insurance
Insurance protection covers 24 hours worldwide whether you are on duty traveling, exercising, playing sport or resting at your place.

Main coverage
1. Death  For death of the insured caused by an accident, we will
    indemnify 100% of the sum insured.
2. Loss of limbs, sight, finger, hearing and speech.  We will
    indemnify according to the compensation table. 
3. Total Permanent Disability The insured has become permanent disabledconsecutively not less than 12 months from the date of accident. 
4. Medical Expenses    For medical and nurse expenses within 52
    weeks after the date of accident, the company will indemnify the actual amount of expenses per receipt, not exceeding limit of liability. 
(Limit of medical expense can be purchased but not exceeding 10% of the insured amount.)
5. Additional Coverage whilst riding or driving motorcycle.

Motor Insurance
     There are 2 types of motor insurance.
1. Compulsory Motor Insurance
    We offer insurance protection for insured under Protection for Motor 
    Vehicle Act B.E. 2535
2. Voluntary Motor Insurance 
    We provide insurance protection for damage of the car and / or legal     liability caused by using the car.

 Comparison Table: Coverage of All Types of Voluntary Motor Insurance

Type of Insurance

Public Liability Insured Car Special Peril
Property Person Loss Fire Collision

Personal Accident

Medical Expense

Bail Bond

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